Travelling by bike in Ontario during the hot summer months is a common occurrence and all of us have the responsibility to ensure bicyclists remain safe. Unfortunately, as with any form of transportation, there is always the risk of being involved in an accident. If you are bicyclist injured as a result of a collision with a car, truck or motorcycle, you are entitled to make a claim for no-fault benefits. But where do you send your forms?
Which Insurance Company?
Where you send your forms depends on your particular situation. The application form itself sets out the questions that must be answered in order to determine where you will send the forms and must be reviewed carefully. Click here to view a copy of the Accident Benefit Application found on the Financial Services Commission of Ontario’ s website. The relevant questions are set out on page 2 of the form.
Owner of Car sends forms to own Insurance Company
It may surprise you to learn that if you own a vehicle, you will send your Accident Benefit Application to the insurance company that insures your vehicle – even though you were not driving that car at the time of the accident. It is only in circumstances where you (or your spouse or someone you are dependent on) does not own, lease or have regular use of a company automobile and you are not a Listed Driver on somebody’s insurance policy, that you will send your application for Accident Benefits to the insurance company of the car/motorcycle/truck that hit you while you were riding your bike.
Contact Ontario’s Injury Lawyers
As the victim of a bicycle accident, you may also have the right to sue the at-fault party for damages for pain and suffering and other damages not covered under the no-fault statutory scheme. It is important for accident victims to speak with a personal injury lawyer experienced in car accident litigation to ensure their rights are being protected and that every possible avenue for recovery is being advanced. Contact us today toll free at 800.563.6348 or complete our online form for a free initial consultation.