Before you take off on your vacation, it is important to do some homework to understand the different health insurance coverage policies for each country you are visiting. It is important to understand your rights in case of medical emergency or hospitalization.
An example of this is the new requirement to carry health insurance into Cuba, a popular destination for many Canadians. Since May 1, 2010, travellers must present proof of health insurance in order to enter the country. Upon arrival, travelers may be required to present an insurance policy, insurance certificate, or medical assistance card valid for the period of their stay in Cuba. Those who do not have proof of insurance coverage may be required to obtain health insurance from a Cuban insurance company when they arrive.
The Foreign Affairs and International Trade Canada website offers specific advice for travelling to foreign countries.
Because the unexpected can happen at any time, you should check with an Ontario lawyer before you leave to ensure you rights are protected while away.